Video: Abby Joseph Cohen: Concerns About Political Situation
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FRESNO, Calif. (AP) ? Federal regulators shut down a Central California slaughterhouse Monday after receiving undercover video showing dairy cows ? some unable to walk ? being repeatedly shocked and shot before being slaughtered.
Officials with the U.S. Department of Agriculture, which inspects meat facilities, suspended operations at Central Valley Meat Co. in Hanford, Calif., which slaughters cows when they lose their value as milk producers.
The USDA received hours of videotape Friday from Compassion Over Killing, an animal welfare group, which said its undercover investigator was employed by the slaughterhouse and made the video over a two-week period in June.
"USDA considers inhumane treatment of animals at slaughter facilities to be unacceptable and is conducting a thorough investigation into these allegations," said Justin DeJong, spokesman for the Food Safety Inspection Service.
Four minutes of excerpts the animal welfare group provided to The Associated Press showed cows being prepared for slaughter. One worker appears to be suffocating a cow by standing on its muzzle after a gun that injects a bolt into the animal's head had failed to render it unconscious. In another clip, a cow is still conscious and flailing as a conveyor lifts it by one leg for transport to an area where the animals' throats are slit for blood draining.
"The horror caught on camera is sickening," said Erica Meier, executive director of Compassion Over Killing, based in Washington, D.C. "It's alarming that this is not only a USDA-inspected facility but a supplier to the USDA."
Online USDA records show the company has contracted to sell ground beef to USDA food programs.
Within hours of seeing the video, the USDA's Office of Inspector General sent investigators who found evidence of "egregious inhumane handling and treatment of livestock."
"FSIS suspended operations at the facility and is prepared to take further action as warranted by the investigation," DeJong said.
The USDA had at least two inspectors stationed at the site, and federal officials, when asked whether there was evidence the inspectors had neglected their duties, said the investigation is ongoing.
Central Valley Meat Co., owned by Brian and Lawrence Coelho, declined to comment on the video, saying company officials had not seen it.
"We were extremely disturbed to be informed by the USDA that ... our plant could not operate based upon a videotape that was provided to the Department by a third party group that alleged inhumane treatment of animals on our property," said a company statement.
Brian Coelho added, "Our company seeks not just to meet federal humane handling regulations, but exceed them."
Meier said pay stubs confirm the undercover operative's stint working at the slaughterhouse.
The videos show workers pulling downed cows by their tails and kicking them in an apparent attempt to get them to stand and walk to slaughter. Others shoot downed cows in the head over and over as the cows thrash on the ground. In one instance, the video shows workers trying to get cattle to back out of a chute while repeatedly spraying them with water and shocking them.
Veterinarians specializing in humane handling were a part of the USDA's rapid initial inspection that led to the shutdown at Central Valley Meat Co. The USDA told plant officials Sunday that it was withholding inspection marks and "immediately suspending the assignment of inspectors at the facility."
"It's a good sign that the USDA is taking this seriously, but I want to see what comes next," said Meier, adding the video will be posted on the organization's website Tuesday. "The footage clearly speaks for itself, but this is not an isolated incident. Investigation after investigation of these places is revealing cruelty."
The case is reminiscent of a 2008 undercover operation by the Humane Society of the United States at the Hallmark slaughter plant in Chino, Calif., that led to the largest-ever recall of beef and the conviction of two people found to have treated the cows cruelly. In that case, video showed downed cows being prodded with a folk lift.
Earlier this year, USDA tests on a dairy cow carcass at a Hanford rendering plant transfer facility showed it was infected with mad cow disease, or bovine spongiform encephalopathy.
Hanford is in the heart of the Central Valley dairy region where there are 1.6 million dairy cows.
___
Tracie Cone can be reached at http://www.twitter.com/TConeAP .
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While most home renovations are funded by refinancing the mortgage, a smart way to do it is to look at a personal loan as it can offer the borrower more flexibility.
Aussie Rockhampton franchisee Brendan Ryan said when it comes to a refinance, many lenders will want to see quotes and council approved plans before they will lend the borrower more on the mortgage.
?By using a personal loan, some of these hurdles may be avoided as the transaction is with a separate lender to the mortgage,? he said.
?Refinancing a mortgage can take up to six weeks at the moment, while a personal loan will be approved in hours or days which is great for people who want to take advantage of any specials which maybe advertised, such as pools, sheds or kitchen and bathroom packages.?
Mr Ryan said one of the main reasons a personal loan was a smart alternative to refinancing, was the short-term debt versus a long-term debt argument.
?Using equity to fund a renovation is not silly, as it adds value to the home,? he said. ?However, adding the amount to the home loan and then paying it back over 30 years can mean that your new kitchen costs a lot more than paying it off over a shorter period.?
?While the interest on a personal loan may be higher, you pay off the renovation much faster, so ultimately it could cost you much less.?
Source: http://blog.aussie.com.au/personal-loans-renovate/
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Hi folks, J.G. Wentworth here.? If you're like most folks, you probably first heard of us through our commercials. Our award winning commercials have been sung, quoted, and even barked all around the country, and we're extremely proud so many folks know at least a little about us.
Today's blog, however, is dedicated to those of you out there who want to learn more. It's a quick 'bare-bones' introduction to 1) Who We Are, 2) What We Do, and 3) How We Can Help You.
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J.G. Wentworth was founded in 1992. We specialize in offering structured settlement and annuity recipients lump sums of cash in exchange for all or a portion of their future payments. We have hundreds of employees nationwide, including customer service personnel, sales representatives, and account managers. We have arranged over 50,000 transactions, and provided over $4 billion in structured settlement and/or annuity payment transfers. The Better Business Bureau has assigned us a nationwide rating of A+.
2) What Do We Do?
Customers of J.G. Wentworth are usually recipients of structured settlement or annuity payments who are interested in selling these future payments for cash.? They contact our company seeking a lump sum of money in exchange for a negotiated value of their long-term settlement payments. If they qualify, our team of customer representatives then works with them to arrange a negotiated sale and attempts to get them that cash as soon as possible. This is a lawful, court-supervised transaction that varies state to state, but usually takes anywhere from 60 to 90 days.
While J.G. Wentworth specializes in buying structured settlement and annuity payments, we also work with a wide range of other types of customers, including annuity beneficiaries, heirs of inheritances, and "pre-settlement advance" customers.
3) How Can We Help You?
If you are currently receiving payments from a structured settlement or annuity, but find yourself facing financial obstacles and needing that cash now instead of later, you should call us to talk about selling your structured settlement or annuity payments for cash. Instead of borrowing money from outside sources, and potentially getting deeper into debt, you could sell all or a portion of your future payments for cash - in essence getting a portion of the money that is owed to you sooner.? It's your money, after all; why wait for it?
Please note that the above is just a short summary of what our company does. If you have any other questions about J.G. Wentworth, or would like to discuss your specific financial situation to see if we can help get you the cash you need, please give us a call today at 877-227-4713.
Source: http://www.jgwentworth.com/blog/post/2012/08/20/A-Quick-Word-About-Our-Company.aspx
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Stock dividends have?been a hot topic for quite some time.? There are many reasons for this.? Over the next several days, I would like to address a few things on my mind as they relate to?stock dividends.? ?
Today, I?ll focus on a dangerous investing myth having to with stock dividend investing.
The 10-year Treasury rate, even though it has risen over the past 4 weeks, now stands at an approximate 1.8%.? That?s right, for a 10-year investment in U.S. government bonds, you can earn a whopping 1.8% a year!? It?s no wonder that I?m frequently asked by clients (whose risk profile dictates a substantial fixed income investment) if investments can be switched from fixed income to?high paying dividend stocks.
The impetus for these questions stems partly from the reverse-sticker-shock yields themselves (1.8% doesn?t get you much!).? But there?s another reason these questions come up.??This investment myth is perpetuated by those in the financial media.? I can provide a countless number of examples where financial market pundits have advocated switching from low yielding fixed income to higher paying dividend stocks.
Here?s just one:? In late December 2010, Suze Orman had 5 money tips for 2011.? Her very first recommendation was, ?If you are investing, and you should be investing, you need to understand that in 2011 most likely bonds are over. You?re better off in good, quality stocks that pay high dividend yields ? 4%, 5%, 6%.?
Now, it?s not that I have anything against Suze Orman.? I actually think that she?s very effective at translating consumer finance topics to those considered less than literate in matters of finance.? I also don?t mean to point out that she was so terribly wrong with her call?even though she was as bond prices rallied during 2011.? However, I do have a problem with how absolutely irresponsible this advice can be for the very uninitiated?which is her target audience.
The fact is that risk equivalence for an investment in stocks is completely and totally different than an investment in bonds.? Stocks, no matter if they have high dividends or not, are just plain more risky than bonds.??Jeffrey Gundlach, the famed bond investor, provides a bottom-line example why by saying, ?If the yield on the ten-year bond doubles overnight from 3 to 6%, you?ve lost about 20% of your principle ? but if Microsoft?s yield doubles from 3 to 6% overnight, you?ve lost 50% of your principle.?? In other words, the two types of investments are apples and oranges.
Could it be appropriate for an investor to switch from more fixed income to high yielding stocks?? Absolutely.? Especially if the forecast is for higher future interest rates (as interest rates rise, bond prices go down) and better economic times ahead.? However, it?s absolutely mandatory that the investor?s risk profile will allow for the additional risk associated with increased stock exposure.
James Bianco accurately describes it like so, ?Rather than viewing dividend stocks as a way to capture extra yield, in the past we have stressed that dividend stocks should simply be viewed as a slightly less risky form of stock investing. As such, we should expect dividend-paying stocks to outperform during bear markets and underperform during bull markets.??? As evidence he uses data from the bear market of October 2007 to March 2009 where an index of dividend paying stocks outperformed the S&P Equal Weight Index by 10%.? On an annualized basis, dividend stocks returned -36%?versus -46% for the S&P Equal Weight Index.? In other words, the dividends?provided safety compared to other non-dividend stocks, but for an investor living on a fixed income, a -36% return may not be recoverable given liquidity needs and a shorter time horizon.
The long and short of it is that investors need to recognize the inherent risks in attempting to chase yield by replacing one asset class (stocks) for another (bonds).
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Aug. 19, 2012 12:12 pm
It's live! Recently I had the opportunity to submit some short stories in support of a brand-new publishing initiative undertaken by my friend Faydra D. Fields. Called the Independent Author Index Short Story Compilation, Volume 1, it's designed to give new writers some much-needed exposure while also affording the same to some of us more seasoned hands who are just entering the digital...? Read?MoreJul. 15, 2012 11:28 am
If you?re interested in writing for money at all, you?ve probably paid a visit to various freelance writing sites, where you?ll find blog posts that say NEVER, no NEVER write for the content sites -- or, as the pejorative parlance would have it, the content mills. Quit writing those short low paying articles, they say. Focus your efforts instead on finding a better paying gig and within a pretty...? Read?MoreMar. 29, 2012 9:39 am
The myth of the young genius, the early blooming prodigy, the athlete peaking at 22, has us all in its grip. But that is just a myth -- a myth that deserves to be busted. Thanks to the efforts of some wonderfully inspiring bloggers, that dream killing belief that you have to succeed young or not at all is crumbling. America's love affair with youth destroys dreams every day, as people sadly put...? Read?MoreMar. 28, 2012 9:13 am
Whatever kind of writing you do, you have the power to create change. In fact, that's the magic of creative work of all kinds -- it draws back the veil, turns over rocks, shows people things they wouldn't otherwise see. "I Was Discriminated Against" is the title of blogger Ollin Morales' post from March 26, 2012. Ollin has a very cool blog called Courage 2 Create , which chronicles his journey...? Read?MoreOct. 9, 2011 12:25 pm
Google's Panda update has wrought a number of changes, some good and some bad, for writers on the Web. One of these comes from the decline of content giant (or, content mill as many would have it) Demand Media Studios, which recently sent out a letter to its writers announcing vague but important changes and "new opportunities" for them to promote themselves. Since the number of titles...? Read?MoreSep. 5, 2011 8:02 pm
They mean well. They really do. But while the grammar and spell checkers built into every word processing program can spare writers a ton of embarrassment by catching obvious usage and syntax goofs, they also do the opposite, generating a spate of other errors and, worse than that, stifling creativity and language play. The paradox of using grammar and spell checking software is that a writer...? Read?MoreAug. 22, 2011 2:35 pm
Whatever you hear from the water, remember, it wants you to carry the sound of its truth on your lips. David Whyte, "All My Vows" The last few months I've done many projects about the natural world and our place in it. I've created a blog site for WolfSong Sanctuary , a refuge for wolves and wolf hybrids. I've written web content about algae, frilled lizards and whether there are...? Read?MoreJun. 27, 2011 1:51 pm
Several of the writing blogs have been buzzing about a recent post on Skelliewag about blogging and all things pertinent to writing on the Web. Titled "Why Great Writing Doesn't Matter for the Web," this post made the point that readers of web content are not interested in the quality of writing they encounter there; it's content and information they want and anyone can offer that if they...? Read?MoreJun. 27, 2011 1:04 pm
Being an observer of online writing for obvious reasons, I continue to come across more and more websites/blogs/books/DVDs claiming that this is the real truth, the ultimate guide, the only tool you'll ever need, yes really! to learn how to make money writing blogs, articles and ebooks. These things tout the usual stuff: live on your own terms and forget about having a boss while pulling in the...? Read?MoreMay 30, 2011 8:41 pm
Being an observer of online writing for obvious reasons, I continue to come across more and more websites/blogs/books/DVDs claiming that this is the real truth, the ultimate guide, the only tool you'll ever need, yes really! to learn how to make money writing blogs, articles and ebooks. These things tout the usual stuff: live on your own terms and forget about having a boss while pulling in the...? Read?MoreMar. 15, 2011 10:20 pm
It's been said many times that creative work is its own reward. That the process is more important than the product. (When you're trying to make a living, that would be ... not.) But sometimes art, and in this story, a piece of art photography, ends up being rewarding in totally unexpected ways as it goes out into the world. A while ago I reported here about my latest run in with censorship, as...? Read?MoreMar. 6, 2011 10:32 pm
Now that I'm getting ready to write not one, not two, but three books (how did that happen?) talking about my basic message -- photography, and creative work in general -- opens our eyes to the magic around us -- I've returned yet again to one of my all time favorite books on photography: The Tao of Photography by Philippe L. Gross and S I Shapiro. This isn't a book on the how to of photography...? Read?MoreFeb. 13, 2011 10:47 pm
Since I've been freelancing as a writer and photographer, and working with new writers eager to start playing the publication game, I've seen again and again how the hunger to be published -- to have work out and visible in the world -- can be so great that an individual will do practically anything, accept practically any treatment, from a publication in order to attain that magical status. I've...? Read?MoreFeb. 6, 2011 7:37 pm
One of the most magical -- and scary -- things about creative work, and creative photography in particular, is the way that once we create something and send it out into the world, it takes on a life independent of its creator, seized and made over by those who encounter it. This is especially true in the visual realm, where images connect with the viewer on so many levels, both conscious and...? Read?MoreJan. 9, 2011 2:59 pm
Last week I was awarded a grant to produce Street Ink , my book of Southwestern street art photographs. (Pause here for a big thank you to my online employer, Demand Studios, for selecting my project in their December grant cycle.) I've also been studying SEO and keyword strategies. Keyword research shows what terms people use most frequently in web searches; optimizing your site and your...? Read?MoreJan. 1, 2011 1:55 pm
What do you get when you combine photographic creativity with a writer's passion for story and description? Mick Buston can tell you. Virtual Photography Studio recently profiled this British photographer, who calls himself a "visual writer," using photography to tell the stories he sees around him. Mick creates his own digital photography projects, building storyboards and making photographs...? Read?MoreDec. 14, 2010 10:43 pm
Yahoo News? Weekend Blog for December 12 included a story by Jim Brasher on the derelict buildings of Gary Indiana as photographed by Eric Holubow. The story featured a number of Holubow?s images, also viewable on his Flickr photostream ? litter-strewn hallways and sagging doors, and the grave dignity of an abandoned church. Brasher's story also pointed out what we urban landscape photogs know so...? Read?MoreDec. 2, 2010 10:15 pm
So I've just wrapped up the story on native honeys for allergies for The New Southwest. It's been a sweet introduction to the whole topic of native foods and the locavore movement, which will be the focus of several upcoming pieces. I toured health food markets and photographed jars of creamy desert honeys. I visited farmers' markets, talked to beekeepers, prickly pear harvesters and goat...? Read?MoreNov. 25, 2010 9:07 pm
Noted Depression-era photographer Marion Post Wolcott said, "Speak with your images from your heart and soul. Give of yourselves. Trust your gut reactions. . . .Get on with it; it may not be too late." (With thanks to Beth Reynolds and her site, The Photo-Documentary Press, Inc. for that quote.) Her words reflect the passion and vision which sometimes takes a back seat to the technological...? Read?MoreOct. 31, 2010 11:43 am
Henri Cartier-Bresson and his concept of the ?decisive moment? shaped my perception of photography. I think that?s what separates photography from other arts and gives the art of the lens its unique power to witness and shape events. Now, reading Ctein?s 10/28/10 post on The Online Photographer , I see another spin on Cartier-Bresson?s moment when photographer and subject unite in at a key...? Read?MoreJul. 3, 2010 6:15 pm
I haven't worked in black and white much since I was a student photographer. Now, in these digital days, I often photograph the deeply saturated colors of the desert southwest, where the intensity of color is a key part of the composition. But I was recently lured back to black and white after reading Andrew Gibson's wonderful guides, The Magic of Black and White , parts I and II. I began...? Read?MoreMay 30, 2010 12:03 am
A friend of mine has several framed pieces on her wall. Although most are paintings, one is a photograph -- a black and white image of a Mexican woman, whose dark eyes seem to grab you wherever you are. "The paintings are lovely," my friend said. "But they seem to blend into the background. It's the photograph I look at again and again." That conversation got me thinking about the power of...? Read?MoreMay 13, 2010 2:14 am
I've just completed a new topic on macro photography and its relation to one of my favorite topics, mindfulness -- just being present without preconceptions. In the article I've talked about how close-up photography helps us to see because it can extract things from their context and allow us to view them with a fresh eye. In writing this piece I've referred heavily to the work of my former...? Read?MoreMay 11, 2010 1:23 am
Julia Cameron's book, The Artist's Way, popularized the concept of creative work as a spiritual path -- not just a hobby or a job, but a way of life that informs all aspects of an individual's existence in the world. Many other writers and artists from a variety of disciplines have also explored the connections between creative work, healing, and living fully in the world. In my recent...? Read?Moresalton sea arizona immigration law aubrey huff the killers brandy julianne hough bruins
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